Welcome to the Decision-Making: Financial video course meant to teach learners how to make effective financial decisions from a business context. This video lesson, Time Value of Money, is the fourth of nine. In this lesson, viewers will learn about the time value of money, as well as the concept of discounted cash flow. They will also learn how to compare cash flows that occur at different times and become familiar with the five factors of discounted cash flow: present value, future value, number of years, interest rate, and recurring payment.